Saving Money: Hacks

It doesn’t matter you are a student or a home-maker or a salaried employee the sooner you start saving, the better. As you grow older, your expenses reach a height than you realize the entire money which is coming in house is going directly to the expenditure.  You should ensure that the money you save grows automatically so that you and your family have a comfortable present and future.

Few points which would help you to save money efficiently:

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  Money as Distraction:  Don’t use money as distraction. There was a time when I was not going through the best phase of my life. On one of those bad days I go to window shopping and a well lit mannequin I saw a dress with a price tag that said 10000/-. I knew its crazy and I swear before swiping the card I hesitated but I really needed something to make me feel better and I was hoping that this dress would do that. The problem in these days we are spending money to distract ourselves temporarily from the stress or pain which we are facing. That’s why the junk food, cigarettes, impulsive shopping or that expensive cup of coffee so that we feel a little bit better on a crappy day. Isn’t that correct. But now I know that spending money will not solve my problem but I found a way to convert my pain into money.

  
  


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  Pay less:  Look I’m not asking you to bargain. In fact I find it heartless people who bargain with local vendors for Rs 10 holding 80,000 phones. But there are smart ways to reduce your monthly expenses-

  
  

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   Car pooling – whenever you are travelling use uber pool, Ola-share or find somebody in your building who goes to your office. You will save money, you will save environment but most importantly, you will receive blessing because you are reducing traffic and pollution.

   
   


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   Cook at home- I have decided to cook home and you can’t believe how much money it saves me now. Plus it is easy healthy and believe it or not great stress buster.

   
   


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   Cancel subscriptions that you do not use- Like any beauty apps. I recently removed my cable because  i) The news are tonic  ii) The serials insults my intelligence.

   
   

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  Maintain Records: Suppose you buy a grinder and it stops working after 1 month. Now if you don’t have the bill and the warranty card won’t you be wasting money on repair. Anything money related should be saved and organized. Not just bank and investments details but bills and warranty cards should be maintained.

  
  


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  Invert in Health: You and I are getting no hospitals or medicine can get back a perfectly functional heart, brain, bones, muscles and digestive system. And I would highly help you to save the hospital charge which is actually a big expense at my homes.

  
  

Okay! So these were few hacks from my end. Hope you follow them as I’m doing.